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Payment Plans at Bloom Dental

At Bloom Dental, we believe that everyone deserves access to high-quality dental care. To help make our services more accessible and affordable, we offer a variety of payment plans tailored to meet your needs. Whether you have private health insurance, seek support for your child’s dental treatments, or prefer interest-free payment options, we have solutions to fit your budget. Explore the options below to find the best way to manage your dental expenses.



HICAPS (Health Industry Claims and Payments Service) offers on-the-spot claims and payments for private health insurance holders. By swiping your health fund card at the dental clinic, you can instantly process claims, reducing out-of-pocket expenses. This convenient system eliminates the need for manual claim forms and waiting periods, making accessing dental care and managing costs easier.


Child Dental Benefits Schedule (CDBS)

The Child Dental Benefits Schedule (CDBS) is an Australian government program that provides financial support for basic dental services for children aged 2-17 years. Eligible families can access up to $1,052 over two consecutive calendar years for various dental treatments, including exams, cleanings, fillings and extractions. This scheme ensures that children receive essential dental care without financial burden.


Zip Pay (Interest-Free Payment)

Zip Pay is a flexible, interest-free payment solution that allows you to spread the cost of your dental treatments over time. With Zip Pay, you can receive the care you need now and pay later in manageable installments. There are no hidden fees or interest charges, making it a convenient and budget-friendly option for managing dental expenses. Learn more at Zip Pay.



HUMM is a versatile payment plan that allows you to split your dental treatment costs into manageable, interest-free installments. With HUMM, you can choose a payment schedule that suits your financial situation, spreading the expense over several weeks or months. This option offers flexibility and peace of mind, ensuring you can access the dental care you need without immediate financial strain. Learn more about how HUMM can help you manage your dental expenses by visiting HUMM.


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We are committed to making your dental experience as smooth and affordable as possible. If you have any questions about our payment plans or need assistance choosing the best option for you, please don’t hesitate to contact us.
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Payment Plans at Bloom Dental | (02) 9633 5704